Why Do You Need Title Insurance?

Title insurance protects real estate owners and lenders against any property loss or damage they might experience because of liens, encumbrances or defects in the title to the property. Each title insurance policy is subject to specific terms, conditions and exclusions. Learn More

What Home Buyers Need to Know

Insurance such as car, life, health, etc., protects against potential future events and is paid for with monthly or annual premiums. A title insurance policy insures against events that occurred in the past of the real estate property and the people who owned it, for a one-time premium paid at the close of the escrow. Learn more

The Owner’s Title Policy

Sometimes titles problem occur that could not be found in the public’s record or are inadvertently missed in the title search process. To help protect you in these events, it is recommended that you obtain an Owner’s policy of Title Insurance to ensure you against the most unforeseen problem.

Owner’s Title Insurance, called an Owner’s Policy, is usually issued in the amount of the real estate purchase. It is purchased for a one-time fee at closing and lasts for as long as you or your heirs have an interest in the property. Only an Owner’s Policy fully protects the buyer should a covered title problem arise with the title that was not found during the title search. Possible hidden title problems can include:


Errors or omissions in deeds


Mistakes in examining records


Undisclosed heirs




A local Kansas City company with the National coverage. Not only can we take of all your needs in Kansas and Missouri, but through our national partnerships we can offer closing and escrow services in 38 other states!!!! Now through technology national pricing and closing cost are only a couple mouse clicks away with First United Title. Call us and we have pricing to you in no time.